Terms of Use
Last updated: [add date]. Operated by [add your business name].
Acceptance
By using this website you agree to these terms. If you do not agree with them, please do not use the site.
Use of the calculators
The calculators are provided free of charge for personal, non-commercial use. Results are estimates generated from the values you enter and from published rules of thumb. They are not tailored to your circumstances and must not be relied on as the sole basis for a financial decision.
No warranty
The site is provided "as is". While we work to keep formulas correct and content accurate, we make no warranty that the site will be uninterrupted, error-free or suitable for any particular purpose.
Limitation of liability
To the fullest extent permitted by law, we are not liable for any loss or damage arising from your use of, or reliance on, this website or its calculators.
Intellectual property
The text, design and calculator implementations on this site are owned by [add your business name] and may not be copied or republished without permission. You may of course share links to any page.
Third-party links and ads
Pages may contain advertising or links to third-party sites. We are not responsible for the content, products or privacy practices of those sites.
Governing law
These terms are governed by the laws of [add your country or state].